Losing A $1 Million Dollar Bet To Warren Buffett- The Chairman Of Capital Group Tells The Whole Story

In an article published by CNBC, Timothy Armour details the $1 million wager to prove investment strategies- against one competitor, in particular, Warren Buffet.

Buffet has a pretty clear philosophy on trading. Referred to as “bottom-up trading” by Armour, Buffet targets stocks that are as cost-effective as possible, and holding them long term. Forty or more years to be exact. Which means that Buffet doesn’t think much of day trading, swing traders and shorting.

The CNBC article reveals Armour’s challenge concerning this style of investing. “It’s also time to challenge the notion that passive index returns are the safe path to a better retirement.” While addressing the profitability of Buffet’s vision, Armour emphasizes that the handling a fund or client is managed has an effect on potential earnings as well. If the cost of portfolio maintenance and conducting transactions is eating into stock profits, then the cycle has become self-destructive and counter-productive.

Read more: Capital Group CEO, Says Post Trump Change in Markets ‘Is Real’

Finding a reliable fund manager that truly serves his clients is another issue Tim Armour discusses candidly. Besides a low overhead and tossing out “high-cost” stocks, working with a fund manager that maintains a separate portfolio from his clients- usually results in above average gains. This should be an industry standard to circumvent any conflicts of interest.

Buffet ends up winning the bet, sort of- Buffet chose an “S&P 500 passive index fund” while Tim Armour went with the top five performers from America Funds. America Funds is a company that boasts long-term investment strategies and is a subsidiary of Armour’s company, the Capital group. To determine who truly “wins”, it would depend on the context of the bet, and parameters assigned to such, to decide the true winner. If both parties had bet 40 years ago and collected today, America Funds would be the high-performer and Armour subsequently the victor.

Armour is an industry heavyweight with over 34 years of experience at Capital group. Recently voted in as the company chairman- Armour initially joined with Capital group with modest roots, completing a bachelor’s degree from Middlebury College. Tim Armour recently commented on fellow businessman Donald Trump stating that the effects of the election are “real” and that “quick economic growth” would be the outcome.

Learn more about Tim Armour: https://www.americanfunds.com/advisor/insights/market-commentary/tda-rwl-qavolatility.html

Accomplishments of Mr. Kevin Seawright In His Rewarding Career

Kevin Seawright is the managing partner of RPS Solutions LLC. Mr. Seawright is a great man of action who is highly creative. He has got immense experience in management of property and also the management of the facility. He is known to produce effective results.

PR Newswire reveals that Kevin Seawright is a professional in administrative and financial operations. He has nurtured his career to be a very smart economist. His strategies are highly reputed. He has assumed the present position as Vice President.

The different strategies of Mr. Seawright are making highly effective operational strategies. He devises various strategies that are associated with a budget. He had witnessed several union mediations when he was in the firm. He was instrumental in making many policies related to the management. He loves to be with his family and enjoys recreation and sports activities.

He actively supports church activities and also supports various programs made for the youths. He actively supports charities and various youth programs. Mr. Kevin Seawright is known to have worked in various government positions for over thirteen years.

He is an accountant, and he started his career in Baltimore. He had earned several awards for furnishing important outcomes. To get into Newark CEDC was yet another accomplishment in his career. He has helped the urban regions to develop via different strategies that assisted in a complete transformation into the lives of the individuals.

Kevin Seawright became aware how to make adjustments to the most demanding conditions in life that need the highly innovative outcome. His parents made him develop the interest in the management of finances, and this assisted him a great deal of accomplishing his objectives.

According to Crunchbase, Kevin Seawright started his first assignment altered the lives of other people when he was just 12 years of age. He actively worked in several youth programs in the Philadelphia city. Learn more about Kevin Seawright: http://vizualize.me/kevinseawright#.WOJjraK1uM8

He has a complete belief in utmost dedication, and that gave him lots of inspiration to influence positive change. Mr. Seawright made utilization of his skills in management for the betterment of the people.


EOS Marketing Success Strategies

EOS lip balm is a leader in the lip balm industry through hard work and innovation of the industry and a great marketing plan that outdid the competition. The competition specifically is Chapstick, among several others. Many have tried to knock EOS down, but none has been able, reveals fastcompany.com. That was no coincidence. This is how it was done.

The founders of the company began this enterprise as a way to find that sweet spot for women in lip balm use. Many had grown accustomed to wearing lip gloss and other lip treatments, and reserved lip balm for children and men. EOS changed all of that.

It did this by creating packaging, using celebrities to promote the brand and smells that are scientifically designed to make the lip balm appealing. Like Bath and Body, it had a draw for women that was like crack. It was a huge success.

Some of the designs have remained, but others are constantly being introduced. Packaging of the old flavors and other creative methods all combine to make it one of the best products available today for women in personal care products. It’s one of the oldest marketing plays in the book. Packaging things to make them more desirable, even after they have been on the market for a season or two.

Traditional lip balm with flavors like berries, melons, baking ingredients, all combine into a scent that attracts buyers’ season after season. In their Facebook page, the latest release is the shimmer smooth series that promises to bring a sheer hint of color with the same great moisturizing elements that EOS has become famous for creating. The shine can even replace the lip gloss of years ago. There has even been a set of lip balms released that offer SPF protection. Some limited edition scents are released seasonally.


Fabletics – a Lasting Trend of Active Wear

Fabletics is a brand of athletic wear and sports gear. It is a branch of the U. S. brand JustFab. There were a number of factors that contributed significantly to the immediate success of the brand of Fabletics. The branch of JustFab was more successful than what people expected. It was founded in collaboration with the American actress Kate Hudson who also modelled the athletic wear for the website.



The campaign before the launch of the Fabletics brand had been crafted very well. Many young people who were influencers online and more specifically on social media had been contacted. They reviewed the products of Fabletics and expressed their satisfaction with the products. Advertisement before the products had launched one of the best ways to create excitement among potential future buyers.



The brand of Fabletics provides athletic wear made of fabric that is of high quality, but the price tag is a reasonable one. The Fabletics brand came out when athletic wear was not made to be elegant and pretty to look at. Fabletics revolutionised the designs of active wear and brought high street designs to their clothes and made smart, athletic wear widely available to the public. The brand of Fabletics also sells evening wear made of the same high-quality fabric.



Fabletics operates through a subscription that clients sign up for. The subscription is a monthly one, and clients pay a small fee. The first step to becoming a part of the community of Fabletics is to do the lifestyle quiz. The lifestyle questionnaire is primarily a way for the in-house stylists of Fabletics to get to know each client individually. Customers are asked to answer questions about their preferred kind of clothing, as well as to provide their measurements and other types of preferences. Each month, the client receives carefully curated outfits. The in-house stylist of Fabletics put together each outfit according to the answers given by the customer.



Fabletics has been widely successful because of their strategy as well. They use the reversed showroom technique. It is also utilised by the giant retailer Amazon, but Fabletics has surpassed the giant in their of athletic wear sales. The reversed showroom technique allows each client to check out the product in person before purchasing it. That builds trust and makes potential customers but online as well without being worried about the product not being as good as it is advertised to be. The reversed showroom technique is a very difficult one to pull off, but Fabletics have been successful with it.

Betsy DeVos Demonstrates a New Vision for Education in America

Betsy DeVos is the current Secretary of Education which is a Cabinet Post directly under the President of the United States, Donald Trump. Her background in school reform and innovation is what got her the job. She has long been an advocate for school choice, school vouchers, and for innovations with For-Profit Charter School development.

Betsy DeVos is married to Dick DeVos, former CEO of the Amway Corporation in Grand Rapids, Michigan. Both DeVos’s have been involved with Republican politics for several years with Dick as a candidate for the Michigan governorship, and Betsy as the Chairwoman of the Michigan Republican party from 1996 to 2000. Follow Betsy DeVos on twitter.com

Betsy has also been an advocate for school reform where she pushes school choice and school vouchers as a way of making way for disadvantaged students. As DeVos puts it, students are a prisoner of the zip code in which they find themselves living, and that is not always an ideal situation for learning.

Betsy has also been an advocate of the Detroit Charter School System. The Detroit Charter School system has shown steady progress with an increase in reading scores and a heavy increase in high school graduations. Critics cite that there has been no improvement in math scores, but DeVos points out that math is a cumulative subject and most of the students included in these results missed out on lower grade math which forms the foundation for later years.

Betsy DeVos states that education in the United States should provide more flexibility and choice of schools because right now it is a closed system. It is a dead end monopoly where students are forced through a funnel of no return for many of them. By opening up more avenues of choice for students with for-profit charter schools, parents will be able to choose where their children will go to school. Critics are afraid that this will privatize the public school system, but DeVos counters with statistics that tell the tale of wasted money and wasted programs that have failed since the 1960s.

School voucher is another ploy of DeVos where students would be able to attend private schools with public funding. Or even charter schools could be included in the mix. All that has to be done is to look at the inner-city schools that have fared no better in 2016 than they had in 1976.

DeVos has a lot to say, and it just may be that what she has to say can improve a lot of many inner cities and rural students in America in the coming years. Visit dbdvfoundation.org to know more about their foundation.

Brad Reifler Business Advice

If you want to succeed with your finances, you need to have a plan for the future. A lot of people struggle to make a plan and follow it over time. A lot of times, the plan is simply too aggressive for what is really going to happen. Not only that, but you need to be able to use your capital to make a difference in others during this time as well.

With all of the changes that have started to take place in the world of business, you need to start thinking of ways that you can help yourself. Crunchbase revealed that Brad Reifler is a leader in the world of personal finance and business investing.

He can help you by providing quality advice that a lot of people do not realize. Not only that, but he is starting to think about was to make a difference in other areas as well. Now is the time to figure out a plan for the future in a variety of ways.

Personal Finance

There are few areas of your life that affect you as much as your personal finances. If you do not have a solid base, it is really hard to build on. According to Bloomberg, Brad Reifler can help you figure out a basic financial plan that is going to make a lot of sense for you over time. Learn more about Brad Reifler: http://www.huffingtonpost.com/author/bradreifler-226

Not only that, but he can help you in a variety of other ways as well. If you simply need some business advice that you are struggling with, Brad Reifler can help you figure that out in a number of ways. With all of the changes that he is making in his business, he is going to be able to help more people than ever before in this process.

Future Plans

You need to make a plan for your future if you want to have success. There are a lot of people in business who struggle because they cannot get on the same page and work to reach their goals. Over time, Brad Reifler is the type of person who is going to change what he is doing in his life and career.

A Look At How Oncotarget Fulfills Its Mission

Dr. Mikhail Blagosklonny and Dr. Andrei Gudkov started the online medical journal Oncotarget in 2010. The journal, which is published by Impact Journals, is peer-reviewed and is open access. Dr. Blagsklonny and Dr. Gudkov serves as the journal’s co-editors-in-chief.

Originally, Oncotarget was focused on the field of Oncology. More recently, the medical journal has opened up to publishing research papers from other fields of medicine as well including Metabolism, Pharmacology, Cardiology, and Endocrinology among others. The success of Oncotarget has been attributed to insightful and constructive research papers they publish, as well as having multiple peer-reviewers for each paper.

The mission of Oncotarget is to make research broadly available as well as punctually published. Dr. Gudkov and Dr. Blagosklonny believe that this approach will lead to better research and new discoveries. They also opened up the medical journal to other medical disciplines in order to break down the borders that exist between different fields of medicine and a desire to create a more collaborative spirit. The end goal of publishing Oncotarget is to end disease as we know it.

Both Dr. Gudkov and Dr. Blagosklonny are professors and researchers at the Roswell Park Cancer Institute. Both are primarily focused on oncology and developing therapies to cure cancer. Dr. Blagosklonny is particularly interested in researching the often used cancer drug rapamycin for not only further cancer research but also the role it can play in life extension. Learn more about Oncotarget journal at Bioxbio.com.

As a medical journal dedicated to providing timely and accurate research papers, Oncotarget has a robust ethics and malpractice regimen that it follows. The medical journal’s website spells out all of the duties and responsibilities for everyone involved in publishing research. This includes the author, reviewers, editors, and publisher. Among the standards that Oncotarget follows are the COPE Code of Conduct and Best Practice Guidelines for Journal Editors and other medical journal industry standards.

Read more: https://www.researchgate.net/journal/1949-2553_Oncotarget

Priorities and Specialization of Equities First Holdings

Equities First is an admonitory and investment, privately owned business based within London, United Kingdom. The association invests the greater part of its energy in providing financial solutions to its clients through loans. The organization deals with this through financing of investments of clients utilizing stock as security; something that is unprecedented with many banks. Equities First Holdings customers involve organizations and individual investors who are intrigued in private financing and commerce.

To present time, lessened alternatives, strict terms, and great financing costs on banks loans have made it difficult for majority of investors to concoct enough capital. There has been a need to seek alternative financing wellsprings to fill this opening, and Equities First Holdings has given the solution to this challenge. Additionally, stock investors who can’t fit for bank advances or from older financial institutions find an option source of income at Equities First and more information click here.

The strategy of loan application at Equities First Holdings is basic and effective and involves:

 Reaching the association: The borrower shows the sum and insurance they want.

 Assessment progress: As per the data provided, the organization decides on your loan terms and creates your loan-to-value (LTV) proportion.

 Terms assertion and transfer: The insurance or security is moved to the caretaker record of Equities First when the borrower concurs with the terms.

 Funding: Both the guarantee and loan are instantly taken into the equities first holding account.

 Guarantee Return: After reimbursement of the whole loan, the insurance is reclaimed to borrowers account.

Equities First uses stock as securities for an optimum period of three years. If one trusts that the value of the invested stock will go up, he can decide to go into a concurrence with the association. The individual uses shares as security to offer loans as opposed to offering and losing proprietorship. If the shares value go up, investors reap the benefits of reduced interest rates on other applications.

More visit: http://www.equitiesfirst.com/

Evolution of Smooth Produces A Unique Lip Balm

What do people do about dry or chapped lips? According to a Facebook post, in many ways, dry or chapped lips is a common problem that many people deal with on a regular basis. Typically the cause of dry or chapped lips can be traced to a variety of issues such as the weather, illness, exposure to dry conditions, or other similar issues.

While the reasons for the occurrence of day or chapped lips tend to vary, the cure for the problem is usually to moisturize the lips. Moisture is a great healing element for lips. There are numerous ways that people can moisturize their lips, but one of the most popular is using lip balm. Most people have used lip balm at one time or another for day or chapped lips.

The use of lip balm is a way that people have been helping to cure dry or chapped lips for many decades. Although people use lip balm all the time, many people are not familiar with what makes up the components of lip balm. Mainly the wax like substance that is contained in all lip balm determines the appearance of lip balm. The wax appearance is from the wax that is used in lip balm. The wax is usually carnauba wax or beeswax. The wax is a main ingredient in lip balm, but other ingredients are used to produce lip balm. Some of these ingredients include lanolin, paraffin, and acetyl alcohol.

Evolution of Smooth, which is a company that produces several popular lip balm product lines, is a well-known Fast Company rising  in the lip balm industry. The company provides lip balm is several different flavors, and the company offers several product lines.

In addition, EOS lip balm packs its lip balm with vitamin E, soothing shea butter, and jojoba oil. Evolution of Smooth manufactures a natural lip balm that is dermatologist tested, hypoallergenic, and petrolatum free.

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Anthony Petrello Announces Alliance Between Nabors Industries And Weatherford International

Anthony Petrello, CEO of Nabors Industries Ltd announced an alliance between Nabors Industries and Weatherford International, on February 1st, 2016. The alliance was formed in a non-binding Memorandum of Understanding (MOU) to concentrate on delivering improved oil and gas drilling solutions. In the memorandum, Weatherford agrees to offer their construction knowledge and solutions for managed pressure drilling. They will also deliver directional drilling, hardware, professional engineers, and software applications. Expectation of the joint venture is to develop and integrate Nabors’ and Weatherford’s drilling solutions to enter the market in 48 U.S. states.

Nabors agreed in the memorandum to use its MPD-ready SmartRigs fleet and drilling systems with their drilling software applications. Nabors Industries also agrees to use their automated rig equipment and propriety control systems to integrate drilling solutions with Weatherford. Anthony Petrello is gratified about the alliance between the oil & gas drilling companies to introduce to U.S. market their cost-efficient offerings. Nabors now has the opportunity to market their solutions to operators, expand service offering, and use their MWD Suite of Accusteer tools. The objective of the alliance is to improve returns for both companies and to increase growth in the targeted market.

Anthony Petrello serves as Chief Executive Officer, President, and Chairman of Board at Nabors Industries, since 2011. He joined the company after serving as Managing Partner at law firm, Baker & McKenzie, from 1979 to 1991. Mr. Petrello earned a bachelor’s degree in mathematics from Yale University and Juris Doctor certificate in law from Harvard Law School. He practiced law for three years before joining Nabors to serve as Chief Operating Officer. Anthony expects Nabors and Weatherford alliance formation to constantly drive improved and reliable oil & gas drilling solutions for their customers.

Follo Tony Petrello on Tumblr.